The Globe and Mail
June 11, 2025.
“Givers should prioritize their own retirement and financial security before gifting large sums.”
Alexandra Horwood, Investment Advisor at Richardson Wealth, outlines how a gradual approach to early inheritance, along with structures like annuities or trusts, can offer clarity and protection for both givers and recipients.
She also notes that structuring a down payment as a loan, rather than a gift, may help safeguard support during events like a marital breakdown.
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