Legal notice

All Materials on this website are meant to be reviewed in their entirety, including any footnotes, legal disclaimers, restrictions or disclosures, and any copyright or proprietary notices. Any disclaimers, restrictions, disclosures or hedge clauses apply to any partial document or material in the same manner as they do the whole, and will be deemed incorporated in the portion of any material or document that you consult or download.

You hereby agree that you shall not use any information contained in this website or the links to this website in any claims, proceedings, suits, actions, regulatory complaints or any adversarial process against Richardson Wealth Limited.

The information provided on this website is intended for informational purposes only and is not intended to constitute investment, financial, legal, tax or accounting advice. Many factors unknown to us may affect the applicability of any statement or comment made on this website to your particular circumstances. Hence, you should not rely on the information on the website for investment, financial, legal, tax or accounting advice. You should directly consult your financial professional or other advisors before acting on any information on this website. Also, the material on this website is provided with the understanding that Richardson Wealth Limited is not acting in a fiduciary capacity.

Nothing on the website shall be construed as an offer to sell or a solicitation of an offer to buy any securities. Richardson Wealth Limited is not registered in all jurisdictions and therefore may not be able to effect securities transactions on behalf of persons accessing this web site.

Insurance services are offered through Richardson Wealth Insurance Services Limited in BC, AB, SK, MB, NWT, ON, QC, NB, NS, NL and PEI. Additional administrative support and policy management are provided by PPI Partners. Insurance products are not covered by the Canadian Investor Protection Fund. Richardson Wealth Limited, Member Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

Richardson Wealth Limited is not registered under U.S. federal and states securities legislation. This restricts our ability to deal with U.S. residents. In defined circumstances, Richardson Wealth Limited is permitted to provide certain services to persons in the U.S., and clients should be aware that their Canadian RRSP, RRIF and similar retirement accounts are not regulated under U.S. securities laws. The operation of these accounts is subject to Canadian law.

RF Securities Clearing LP or affiliated companies or persons may have a position in, or make a market in, the securities mentioned herein, including options, futures or other derivative instruments thereon, and may, as principal or agent, buy and sell such products.

The use of the online service is at your sole risk. Richardson Wealth Limited does not warrant that the service will be uninterrupted or error free; nor does it make any warranty as to the results that may be obtained from use of the service, or as to the accuracy, reliability or content of any data or information provided through the service. Under no circumstances, including but not limited to, negligence, tortuous action or any other cause of action, shall Richardson Wealth Limited be liable for any direct, indirect, special, incidental, consequential or punitive damages, or any other damages whatsoever, including, without limitation, lost revenues, lost profits or loss of prospective economic advantage, resulting from the access or use of this website, or the inability to access or use the material on this website, even if Richardson Wealth Limited or its representative is advised of the possibility of such damages or such damages are reasonably foreseeable, other than those consequential or incidental damages which are incapable of exclusion, restriction, or modification under the laws of those jurisdictions which do not allow such exclusion, restriction or modification of liability for consequential or incidental damages, in which case, in no event Richardson Wealth Limited’s total liability for any and all damages and causes of action shall exceed the amount paid by you, if any, for the use of this website.

In addition to the terms set forth above, Richardson Wealth Limited shall not be liable, regardless of the cause or duration, for any errors, inaccuracies, omissions, or other defects in, or untimeliness or unauthenticity of, the information contained within the service, or for any delay or interruption in the transmission thereof or for any claims or losses arising therefrom or occasioned thereby. Richardson Wealth Limited shall not be liable for any third-party claims or losses of any nature, including, but not limited to, lost profits, punitive or consequential damages. Richardson Wealth Limited shall have no liability for investment decisions based on the data or information provided. Additionally, there are no warranties as to the results obtained from the use of the account information provided.

Richardson Wealth Limited does not warrant the accuracy, completeness, quality, adequacy or content of any information or tool provided on this website and should not be relied upon as such, nor does it make any warranty as to the results that may be obtained from the use of this website. All information provided on this website is provided “as is” without representation, warranty or condition of any kind, either express, implied or statutory, including without limitation, implied representations, warranties or conditions of merchantability, fitness for particular purpose, title, or non-infringement of intellectual property rights, other than those warranties which are implied by and are incapable of exclusion, restriction, or modification under the laws of those jurisdictions which do not allow such exclusion, restriction or modification of implied warranties. Richardson Wealth Limited does not undertake to advise you of any change in the reported information or in the opinions herein.

The websites linked to this website are not under the control of Richardson Wealth Limited. Links to other websites are for convenience and informational purposes only. Parties other than Richardson Wealth Limited have independently developed websites accessed by hypertext appearing on our website. Richardson Wealth Limited has not verified the content of any such websites. Richardson Wealth Limited does not guarantee the accuracy of information contained on such websites and is not responsible for and makes no representations, warranties or conditions concerning the contents of any linked website or any link contained in a linked website. Following links to any other websites or pages shall be at your own risk and we shall not be responsible or liable for any damages or in other way in connection with linking. Also, the information contained in the links may be changed or updated at any time without notice. The inclusion of any link does not imply endorsement, investigation or verification by Richardson Wealth Limited of any third party products, services or information provided on the linked website expressed or implied by any information or content referred to or included on, or linked from or to this website. Your use of the linked websites may be subject to terms and conditions contained in those websites, which you should locate and carefully review.

Links to downloadable software sites are for convenience only and the Introducing Broker is not responsible or liable for any difficulties or consequences associated with downloading the software. Use of any downloaded software is governed by the terms of the licence agreement, if any, which accompanies or is provided with the software.

The security, integrity and privacy of any and all data and information exchanged with Richardson Wealth Limited over the Internet cannot be guaranteed and any such information may be viewed or tampered with in transit by a third party.

The online service shall be used for lawful purposes only. Any conduct in the discretion of Richardson Wealth Limited that restricts or inhibits any other third party from using or enjoying the service will not be permitted. The foregoing provisions are for the benefit of Richardson Wealth Limited and its subsidiaries, affiliates and third party content providers and licensors and each such entity shall have the right to assert and enforce such provisions directly or on its own behalf.

Richardson Wealth Limited shall have the right at any time to change or discontinue any aspect or feature of the online service, including, but not limited to, content, hours of availability, and equipment needed for access or use. Richardson Wealth Limited may suspend or terminate access to the service for any reason and without prior notice.

For proper viewing and usage of Richardson Wealth Limited’s customer online access facility, it is necessary to use Windows 98, Windows 2000, or Windows XP operating systems with Internet Explorer versions 5.0 and higher. All browsers must have 128-bit strong encryption and cookies must be enabled.

Richardson Wealth Limited is under no obligation to monitor the website and assumes no responsibility or liability should its content be modified or altered in any way without Richardson Wealth Limited’s consent.

Richardson Wealth Limited assumes no responsibility and shall not be liable for any damages to, or viruses that may infect your computer equipment or other property as a result of you accessing, using, browsing or downloading of any materials, data, text, or images from this website.

You agree to defend, indemnify and hold Richardson Wealth Limited, its officers, directors, employees and suppliers harmless from any and all liabilities, costs and expenses, including reasonable legal fees related to any violation of these Terms and Conditions by you, or in connection with your use of the website or with the placement or transmission of any message or information on the website by you.

You should assume that everything you see or read on the website is copyrighted unless otherwise noted and may not be used without the written permission of Richardson Wealth Limited, except for non-commercial use provided that you do not modify the content and that you display all copyright and other proprietary notices contained in the content. You may not modify, publish, transmit, participate in the transfer or sale, create derivative works, or in any way exploit, any of the content, in whole or in part, except for personal purposes. You may download copyrighted material for your personal use only. Except as otherwise expressly permitted under copyright law, no copying, redistribution, retransmission, publication or commercial exploitation of downloaded material is permitted without the express written permission of Richardson Wealth Limited and/or the applicable copyright owner.

Richardson Wealth Limited, Member Canadian Investor Protection Fund. Richardson Wealth is a trademark of James Richardson & Sons, Limited used under license.

You hereby authorize Richardson Wealth Limited to collect and retain all relevant information relating to your use of the website. You further authorize any third party to provide Richardson Wealth Limited with such information. Please review Richardson Wealth Limited’s Privacy Policy posted on this website.

Richardson Wealth Limited’s failure to insist upon or enforce strict performance of any provision of these Terms and Conditions shall not be construed as a waiver of any provision or rights contained in these Terms and Conditions.

These Terms shall be governed by the laws of the Province of Ontario and the federal laws of Canada, applicable therein, and you agree to be bound by the laws of these jurisdictions. You agree to attorn to the jurisdiction of the Province of Ontario.

The online service may be monitored by Richardson Wealth Limited and is subject to all agreements entered into with Richardson Wealth Limited. Richardson Wealth Limited uses 128-bit encryption. The secure communication does not apply to the contents of messages sent via email. Do not send private or confidential information via email.