The Globe and Mail
February 26, 2026.
Many think of unused RRSP contribution room as a missed opportunity, but it can also be considered an asset that clients have in their back pockets to serve as a hedge against out-of-the-ordinary high-income years.
Andrew Feindel, Portfolio Manager at Richardson Wealth, says clients should think of the unused deduction as an unexercised financial option that’s available to use when it will have the biggest impact.
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