Love, Actually … Can You Afford It? A Finance Pro On Engagement Rings Without The Panic

VITA
February 4, 2026.

Valentine’s Day is peak proposal season—but behind every sparkly ring moment is a very unsexy question: can we actually afford this?

Alysha Tse, Wealth Advisor & Associate Portfolio Manager, breaks down how Canadians can budget for an engagement ring in a way that still feels meaningful—without turning a romantic milestone into long-term money stress.

Outdated spending rules and social media pressure around diamonds often lead to couples to begin their forever story by overextending their finances.

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